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Events Insurance

The World Events Insurance Special Events liability program has been structured to meet the needs of organizations big and small. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between..


We can consider writing general liability, liquor, event cancellation and weather guard for the following types of events:

  • Beer Garden

  • Beer Tent

  • Competition

  • Concert 

  • Convention

  • Festival

  • Fundraiser

  • Car-show

  • Musical

  • Parade

  • Party

  • Picnic

  • Productions

  • Proms

  • Rodeo

  • Swap meet

  • Theater

  • Many More...

Documents & Downloads



  • Premiums as low as $117.50

  • Provided on short-term basis for event organizers or exhibitors

  • Provided on annual basis for event / meeting planners and other professionals

  • Host liquor and blanket additional insured certificate included

Instant Online Quotes 

  • Events less than 5 consecutive days

  • Events with less than 5,00 attendees per day

  • Events with one location

  • Limits up to $5,000,000 aggregate

  • Events held within the U.S.

*If your event is outside of the above parameters, requires full liquor coverage and/or full athletic participant coverage, a World Events Specialty event underwriter can assist. . Click here to complete application.

Summary of Coverage

Special event liability insurance provides coverage for third-party bodily injury and property damage that may arise out of an event. Coverage can be provided on a short-term basis for event organizers or exhibitors, or it can be provided on an annual basis for event / meeting planners and other professionals.

World Events Specialty  has a Tenant User Liability Insurance Policy (TULIP) for venues and facility owners to set up annual policies covering third-party liability for their lessees when holding events. More information on this type of coverage can be found on the TULIP product page.

Coverage options:

  • Liquor liability provides coverage for potential claims that may arise out of the serving of alcohol at an event. Our standard general liability policy provides host liquor insurance, which applies when an insured is not in the business of selling, serving or distributing liquor.

  • Non-owned / hired auto provides coverage for renting or leasing a vehicle in order to transport people or materials.

  • Inland marine provides coverage for the replacement value of rented equipment by the insured if damage were to occur while under the insured's control.

  • Excess spectator / participant / volunteer medical coverage provides coverage when a spectators, participants or volunteers injure themselves at an event and needs only their medical expenses covered. The policy acts as an excess policy over a person’s primary insurance but acts as primary insurance if no other coverage is in place.

  • Additional insured certificates are available for a person or an organization that has a financial interest or liability at stake for your event.

  • For film / commercial shoots, we can offer general liability coverage up to $10 million in limits; Rented Equipment, Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third Party Property Damage, Extra Expense, Office Contents, Cast, Worlwide coverage and more

Related Products

Event cancellation insurance protects event revenues and expenses against risks beyond the control of the event organizer.

Event Cancellation

Equipment Insurance

Insurance coverage for rented equipment, owned equipment and musical instruments.

Weather Insurance

Event weather insurance protects revenue losses caused by adverse weather conditions that reduce attendance and the sales

Why World Events Specialty?

We understand the importance of building and maintaining personal relationships with clients and learning about their organizations. This is essential in order to develop on ongoing understaning of our clients' needs and requirements.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

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