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Rain, snow, wind, and more for a single event or production.

Event weather insurance for incremental rain accumulation or dry hours for outdoor events can be purchased online through our TotalEvent® Insurance Online for premiums as low as $150. Covered outdoor events include fairs, festivals, concerts, sporting events and more. The TotalEvent® system provides you with a fast and easy-to-use quote and bind system that also acts as an electronic database to assist in managing your specialty business. You can access TotalEvent® by clicking the Portal link to the right.

Documents & Downloads



  • Stated value policy

  • Smartphone claim verification app

  • Cancellation of the event is not required for triggered policy

  • Rain coverage can cost as little as $150

Best For

  • Concerts

  • Conferences

  • Fairs / festivals

  • Major sporting events

  • Trade shows / conventions

Summary of Coverage

Event weather insurance is a risk transfer tool that protects against adverse weather conditions that can reduce revenue from sources such as ticket sales, concessions, food and parking. Typical buyers of event weather insurance include fairs and festivals, concerts, sporting events, parades and air shows. It can provide coverage for many perils including rain, snow, wind, lightning and adverse weather.

For example, with a rain insurance policy through World Events Specialty, festival organizers can be assured that if rainfall keeps people from attending their event and revenues drop, they will be covered. In this case, a weather policy would pay out if 0.2-inch of rain accumulation occurred during the key event hours of 4:00 p.m. and 9:00 p.m. If it rained more than 0.2-inch, a check is written to make up for the festival's losses.

Related Products

​Event cancellation insurance protects event revenues and expenses against risks beyond the control of the event organizer.

Event Cancellation

Foreign Events

​Foreign event liability insurance provides coverage for U.S. based event organizers with events located abroad.

Specialy Events

​Special event liability insurance provides coverage for third-party bodily injury and property damage that may arise from an event.

Why World Events Specialty?

We understand the importance of building and maintaining personal relationships with clients and learning about their organizations. This is essential in order to develop on ongoing understaning of our clients' needs and requirements.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

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