DISC JOCKEY (DJ/VJ/KJ) LIABILITY

ELEVATE YOUR CREDIBILITY AS A DJ

As a DJ you need to have protection in place not just for yourself and your equipment, but also the audience. You're in an environment where things can sometimes go wrong, your expensive equipment could easily be damaged. You also face some liability risks when you move equipment, set up a laser show, or turn on a fog machine. Don't take the risk of losing your gear or getting into an expensive liability lawsuit without protection. Many venues will only hire DJ's who are properly insured, so it’s vital that you get the right coverage.

 

As a DJ you make sure every last detail is in order for your clients. You want to be prepared for anything. So why wouldn’t you bring the same attention to detail to your own small business?

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What Insurance package is best for you?

The coverage that is best for you depends on the details of your business. Many World Events customers optimize their DJ insurance by choosing General Liability insurance and Property/Equipment insurance and Employee Crime Insurance. To assure that you get the best coverage for your business, see the examples below.

Starting at $50

Basic

Pro

Plus

Summary of Coverage

Commercial General Liability with Broadening Endorsement – coverage which protects the insured against liability claims for bodily injury and property damage arising out of premises, operations, products and completed operations and personal and advertising injury.

Optional Coverages

Business Owners Policy – This package combines general liability with coverage for your business equipment. Other optional modules of coverage include buildings coverage, electronic data loss, crime package or hired/non-owned vehicle liability coverage..


Business Property and Equipment Coverage – This provides coverage for loss or damage to your business personal property such as computers, printers and furniture. It also includes up to $2,500 in coverage for property off-premises, such as laptops, mobile phones, tools and other equipment.


Non-Owned Auto Liability -This optional coverage protects your business if an employee has an accident driving his or her vehicle, or a rented one, while driving for business purposes. 

Include Primary and Noncontributory- Your quote excludes an optional endorsement for Primary and Noncontributory wording as described here.

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Why World Events Specialty?

We understand the importance of building and maintaining personal relationships with clients and learning about their organizations. This is essential in order to develop on ongoing understaning of our clients' needs and requirements.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

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Additional World Events Sites:

World Events General Agency

WedCov